Andrew G. Gape | Director of Finance


Andrew G. Gape, (Andy), is a Chartered Accountant with a diverse career focused on retail banking and transaction processing services, and a spectrum of successful professional and business experiences, with a few disappointing venture capital experiences sprinkled in.

Financial Services contributions include Senior Executive positions with two retail banks (Commonwealth and Fidelity), the operational launch and management of a proprietary credit card (SunCard), founding principal of two MasterCard licensees and leadership of venture capital efforts to install a modern banking platform in the Bahamas (ACH). As a result, he is considered one of the pre-eminent experts in electronic transaction processing in the region.

Since 2006, Andy has been engaged in independent consulting. He served as Special Projects Coordinator at AF Holdings (Colina Parent) for 15 months where he reorganized the Mortgage Company, and designed the WeCare prepaid medical card product while supervising the refurbishment of a commercial office building; produced business and financial plans for a Hotel and Restaurant complex; a Retail Technology concern; a Debit Card Issuing and Processing company; and a new Data Base Requirements and Specifications Plan for the Securities Commission of the Bahamas.

In 1980, Andy was hired as Financial Controller by Nassau Portion Control which introduced the generic/food-warehouse model and diversified into water, juice and egg production as well as real estate development. Primarily due to improved internal controls, net margins improved over a 3 year period from 2-3% to 7-8% – exceptional by industry standards.

Bitten by the computer bug, in late 1983 Andy led a group, which bought the Radio Shack franchise and entered the fledgling computer business. Alas, IBM entered the PC market and this adventure was marginally successful and short-lived. This was followed by another stint in food distribution as Controller of Purchasing at Resorts International (now Atlantis).

In 1985 Andy was recruited by the newly Bahamianised Commonwealth Bank to serve on the Executive Committee with responsibility for starting the Internal Audit function. In addition to building one of the industries’ most effective and respected Audit and Inspection units, the Bank’s awesome growth path gave him the opportunity to design and implement the vast majority of internal control procedures, and to lead several strategic initiatives including primary application software conversions and the operational launch of SunCard. After 8 years with Commonwealth, Andy was recruited by British American Bank as VP Retail Banking.

During the 3 years at BAB (now Fidelity), he played a role in the marketing of the Banks IPO and introduced several innovative consumer products such as tuition and computer financing schemes.

In 1996, Mr. Gape left mainstream Banking and quickly established himself as an innovator and enterprise builder. His accomplishments include founder/CEO of Axxess International (Nassau) and a founder/director of Lochaven Financial (TCI), the first and only two independent Master Card issuers in the region at the time.



  1. I have not checked in here for a while as I thought it was getting boring, but the last few posts are good quality so I guess I will add you back to my daily bloglist. You deserve it my friend 🙂

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